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Avon Indiana 3br ranch, 2 bath, 3 car garage In popular Lakeland Farms

Indianapolis Real Estate — Fri, 26 Mar 2010 15:50:05 +0000

Move Right Into This Luxurious 3BR, 2 Full Bath Brick Ranch Beauty. Cook Up Tasty Treats In This Fully Loaded Kitchen. Upgraded Appliances, Cabinetry, Vaulted Ceiling In Living Room-Boasts Corner Fireplace! Bright Breakfast Rm Near Patio. Formal Dining Area, Walk-in Pantry & Laundry Rm, Ceiling Fans & Spacious 3 Car Garage w/6ft Ext. Related posts:Great 2 [...] Related posts:

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Indianapolis Area Homes Sales UP!

Indianapolis Real Estate — Mon, 25 Jan 2010 15:56:22 +0000

Friday, 22 January 2010 11:58

FOR IMMEDIATE RELEASEIndianapolis Area Markets Benefited From Tax Credits, Low Interest Rates, and Favorable Prices in ’09

Major Factors Still In Place—But Clock Is Ticking

INDIANAPOLIS, IN–(January 19, 2010)–The housing market came through the past year in rather better shape than might have been expected; home sales were down only 4 percent (969) from 2008. In the past year we experienced instability in financial markets and the subsequent sharp contraction in the economy, and some dynamics in the market remain: unemployment and buyer confidence.

The 4th quarter housing market in the Indianapolis area flourished with homes posting a dramatic rise. Home sales were up 15 percent from 4th quarter 2009 versus 4th quarter 2008. Buying activity in nine counties surrounding Indianapolis indicates that improved affordability is prompting many first-time buyers to get off the fence, out of their rentals, and into the market.

A look at county-by-county increases in 2009 home sales from October to December provides some of the details:

Boone UP 56% to 211
Johnson UP 31% to 477
Hamilton UP 28% to 1,131
Shelby UP 27% to 109
Hendricks UP 16% to 449
Marion UP 15% to 2,811
Madison UP 15% to 330
Hancock UP 14% to 229
Morgan UP 11% to 186

Average Price of Homes Sold in the Indianapolis area December, 2009 vs. December, 2008:
$142,010 December, 2009
$128,479 December, 2008

Dan Breault, Regional Director, RE/MAX of Indiana states “purchasers are clearly taking advantage of affordable prices and rock bottom interest rates. Those who missed the boat in years past have found that sitting on the sidelines could be a costly move. Prices are on the upswing and inventory levels are tightening, so the push toward homeownership is expected to continue throughout the spring of 2010.”

December pended home sales (those homes expected to close within the next 30 days) were up 11 percent in December, 2009, compared to December, 2008 The December, 2009 total = 1,530 pended home sales.

Article provided by RE/MAX of Indiana

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Property Tax Caps for Indiana

Indianapolis Real Estate — Wed, 20 Jan 2010 02:58:59 +0000

PROPERTY TAX CAPS
Earlier today, the Senate handed Hoosiers the right to vote on permanently capping property taxes. By a vote of 35 to 15, the full Senate gave final passage to a joint resolution that would constitutionally cap property tax rates at 1 percent for owner-occupied homes, 2 percent for other residential and agricultural properties and 3 percent for businesses. To change the Constitution, an amendment must be passed by two separately elected General Assemblies and then approved by voters statewide. In the immediate aftermath of the 2007 property tax crisis, both chambers passed the property tax caps in 2008. The Republican-led Senate kept the momentum for the caps and public referendum going by passing it again in 2009, but it failed to receive a vote in the Democrat-controlled House of Representatives. This election year, the measure was considered in the House where it passed by a vote of 75 to 23. Today’s historic Senate passage completed legislative involvement — other than advocacy among voters who will now have the final say.

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Hud Homes – $100 Dollars Down

Indianapolis Real Estate — Wed, 13 Jan 2010 23:19:49 +0000

If you are looking for a distressed property in and around the Indianapolis area, now is a great time to buy a HUD property. Not only does HUD offer an option for $100.00 down payment financing for Owner Occupants but they will pay some closing costs up to 3% of the selling price.

This is a great option for a first time home buyer. Why pay rent when you can purchase a home for a $100.00 down and get up to an $8,000 dollar tax credit from the government?

Need more information or to see how to qualify, contact us today.

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11 Wooded Acres/Complete Privacy/Lake Access 8,000 sq ft. home for sale

Indianapolis Real Estate — Thu, 07 Jan 2010 21:26:35 +0000

11 Wooded Acres/Complete Privacy/Lake Access 8,000 sqft/ 5 Bedroom /4 car attached garage
2076 Dynasty ridge rd. Martinsville Indiana

11 acres of 100 % wooded landscape where privacy, seclusion and beautiful scenery can be expected. 30 minutes from Indy and 20 minutes from Greenwood,Nashville shops & Bloomington Located on State Rd 252 in Martinsville. Dynasty Estates. 4 minutes east of State rd 37. Every window is full circle arched. Every room has a beautiful scenery out its windows. Wild life is abundant including deer that forage across the landscape as you watch them through the windows. The house is maintained with 3 electric High efficient geo thermal furnaces. Between April and December the electric bill is less than $300. The taxes are $6,000 a year. The property has access to Lake Holiday a 150 acre lake for fishing and skiing. Its just a walk out the back door. The school district is INDIAN CREEK and Center Grove. The Kitchen is designed for entertainment and gourmet cooking Dual appliance. 2 compactors, dishwashers, stoves, microwaves and cook tops. Granite counter tops and Hickory cabinetry through out the house. The walls are primed white ready for you to put your own color touches. Every room is large. The total living space is 8,000 sqft plus 1800 for the 4 car garage. All rooms have a minimum 9 foot ceiling. The rooms are as follows. Game room,33×33 ,exercise room 24×20, kitchen 20×35 . Open dinning 26×16 with 12 foot ceiling. Family room 33×24 with 20 ft cathedral ceiling. The master suite also is very spacious 22×37 with 12 foot ceiling,11×16 privet sitting room and 11×11 walk in closet. There is a quest bed room with full bath. A concrete steel reinforced storm shelter for storms safety. The garage is designed so that you can walk directly to the walk through 8×17 food pantry with all the groceries . To many amenities to mention here. Every room is spacious. House is new 2007.

Call today for details 317-753-7876

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Indianapolis Real Estate & Homes For Sale – Happy New Year 2010

Indianapolis Real Estate — Sat, 02 Jan 2010 01:20:41 +0000

Happy New Year to all of our Loyal Clients and Website Visitors! Here is to a great 2010!
We will be here for all your real estate needs in 2010.

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For Sale By Owners

Indianapolis Real Estate — Tue, 22 Dec 2009 14:08:39 +0000

Advertise on our site for free. We have over a 1,000 homebuyers a month that vist our website. We would love to help you sell your home and it allows us to show our buyers all the houses on the market and not just the houses listed on the mls. Give us a call today or send us an email.

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Homebuyer Alert…. Interest Rates may be on the rise this year.

Indianapolis Real Estate — Mon, 21 Dec 2009 21:10:15 +0000

False Illusions and What You Need to Know

Homebuyer Alert…

For prospective homebuyers who are on the fence about making a home purchase, the next few months represent a countdown of sorts for two reasons.

The first of these, the coming expiration of huge tax incentives, may be a bit more obvious to most borrowers. April 30, 2010 is the last day to enter into a home purchase contract and still potentially qualify for a federal income tax credit of up to $8,000 for first-time homebuyers and up to $6,500 for repeat homebuyers. The credit can be claimed only on contracts that close by June 30, 2010.

Secondly, beyond the waning benefit of the Federal income tax incentive, another form of stimulus will soon disappear, as the Federal Reserve winds down a program that has been keeping home loan rates artificially low.

Rate Alert…

The lowest rates of 2009 were driven down to their attractive levels because of the Fed’s Mortgage Backed Securities (MBS) purchase program. Home loan rates have an inverse relationship with the value of MBS. When these securities trade higher on the market, rates move lower and vice-versa. So when the Fed originally agreed to be a big buyer, it helped provide a market for MBS, which helped keep prices high and, as a result, helped push home loan rates low.

And while the Fed continues that program through the end of March 2010, the reality is that the Fed‘s “extension” was really more of a rationing intended to prevent home loan rates from spiking as the program is phased out. It’s sort of like weaning the market off of its life-saving treatment instead of forcing it to go cold turkey.

Already, some in the media have mistakenly reported the extension of the program through March as good news, telling consumers that rates will continue to decline, and remain low into the spring. This gives a false sense of security that homebuyers and refinancers simply cannot afford.

The problem is…

Those reports do not accurately report what’s going on or where rates are really headed. That can have a very costly impact on consumers who may miss out on historically low rates if they listen to these media outlets.

Here’s what’s really going on…

In May 2009, the Federal Reserve’s purchases of MBS peaked at an average of $25 Billion per week. As of November, the average weekly purchases dropped down to $14 Billion. At the end of November, the Fed had already used over 80% of the allocated funds for MBS, meaning less than 20% remained to be used over four months.

Making the problem worse is that the Fed now has less money available to purchase MBS while at the same time, the supply of these securities has increased as a result of refinance and purchase activity that was triggered by lower rates.

Why is that important?

As the Fed now has fewer funds to last through the remaining months of the program, its ability to keep rates low will wane.
As the Fed’s program winds down and ends, we’ll likely see two things happen.

First, we will probably see higher levels of volatility—with rates sometimes shifting dramatically in the middle of the day. That means it is more important than ever for buyers to work with a knowledgeable mortgage professional who has a finger on the pulse of the market at all times and can provide trusted, proven advice.

Second, since MBS will have less support from the Fed, rates are likely to rise over time.

In short, while rates are still very good, they may not be for long.

What should you do to protect yourself?

First and foremost, work with a knowledgeable mortgage originator who studies and monitors the market.

Second, don’t be fooled by media stories that only report the headlines and don’t understand the underlying implications of the Fed’s actions. If you ever hear something in the news but aren’t sure what it means to your situation, feel free to call or email me for in-depth answers and advice.

Finally, if you haven’t yet explored how the current rate environment might benefit you or someone you know, let’s arrange a time to sit down and discuss your unique situation as well as your short- and long-term goals. Remember, rates are still very good, but they may not be for long.

Happy Holidays!

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Boone County Home Sales up by over 60%

Indianapolis Real Estate — Tue, 01 Dec 2009 17:47:55 +0000

According to the Indiana Assosication of Realtors the existing home sales in Boone County Indiana for the Month of October this year compared to 2008 were up over 60%. In the month of October 2008, there were 48 homes sold. In the month of October 2009 there were 77 homes sold in the Boone County area. With the extension of the first time home buyers tax credit and the new 6,500 tax credit to existing home owners that buy a new home, home sales should continue to improve.

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Cyber Monday Deals

Indianapolis Real Estate — Mon, 30 Nov 2009 23:07:20 +0000

Article about …..Indiana

U.S. retailers launch

Cyber Monday deals

Star and news services reports

Posted: November 30, 2009 on Indystar.com

After shoppers gave retailers a somewhat encouraging start to the holiday shopping season, stores today are turning their attention to the online promotions known as Cyber Monday. And while it’s easy to click on nationally known Web sites, keep an eye out for deals from local merchants.

A year after suffering the biggest sales decline in four decades, the nation’s merchants have pulled out all the stops in stores and online to keep the momentum going, further blurring the lines between their Web-based and land-based businesses.

http://www.indystar.com/article/20091130/BUSINESS/91130001

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